Income protection is the policy that sensible, logical, ahead-of-the-game, got-their-life-together people take out, so they don’t have to resort to undesirable backup plans if they get too sick to work – like cancelling life events, losing the money they worked hard to save, or moving back home with their parents.
AND WE’RE NOT THE ONLY ONES
“Income protection is the one protection policy every working adultin the UK should consider”
We’re the experts – so you don’t have to be
We get it. Thinking about this stuff isn’t fun. But you’ve made it this far and we’re here to help.
Let our experts take the job of ‘getting income protection’ off your plate. If you want to do it properly, but simply can’t find the time, use us to find the right policy for you.
Income protection basics
What is it?
How much is it?
Will it pay out?
An insurance policy designed to pay out up to 60% of your salary monthly if you can’t work for medical reasons, so you can still cover the essentials. Like throwing a financial shield around your future.
It depends on your profile and level of cover. Whoever you are, our service is designed to make it quick and easy to work out how much it'll cost you, and our experts will make sure you don’t pay more than you need to.
Around 90% of income protection claims are paid out. Policies are designed to cover many medical conditions, so your claim should be valid if you've been signed off work by a doctor.
You’re probably thinking…
WHAT IF I HAVE SICK PAY?
WHAT IF I HAVE SAVINGS?
Sick pay is great, but it doesn’t last forever. What would you do if you still couldn’t work after yours runs out? This is exactly where income protection can help: it kicks in when your sick pay ends, so you’ve got an income until you get better.
Smart. Got something in mind for them? New home, new car, dream holiday? Imagine having to use them to pay the bills instead, because you’re too sick to work. Income protection insurance makes sure you don't need to do that.